Castrol Edge

Castrol EDGE with Titanium Fluid Strength Technology™ is so strong we had to engineer the tests to prove it.

  • Up to 40% stronger* at reducing metal to metal contact compared to a leading competitor
  • Stronger for up to 35% longer^ in our Maximum Endurance Test.

See how our oil responds to a range of punishing tests…

Car Insurance Policy

Car Insurance Policy

Car insurance is one of those subjects many people spend very little time discussing. You find a policy with a decent rate and coverage, the insurance company deducts the fees from your bank account each month, and you drive with the feeling of protection and coverage. Otherwise, you think very little of it. Perhaps this is why there are so many things you don’t know about your car insurance policy. Now is the time to familiarize with these facts before it’s too late.

Car Insurance Doesn’t Cover Valuables

If ever you’ve left your laptop or expensive handbag in your vehicle while you run errands, you do so with the knowledge that it can be replaced if someone were to steal your vehicle or break in. The problem is your insurance policy doesn’t cover your belongings. Keep your car clean and empty, because no one is covering the items found inside.

Your Pet is Covered

Depending on your Youi NZ Car Insurance, your pet might be covered for up to $1,000 in case of an accident. Dogs and cats aren’t immune to injury following an accident, and their veterinary bills can be expensive. If you have a pet you travel with frequently, now is the time to contact your car insurance agency and ask about your pet’s coverage. It might be something you can add with many different policies.

If your pet is not covered and your insurance provider will not add him or her, it’s time to look for another policy with another company that does offer coverage for pets. Your pet is important, and you want to be financially prepared to care for it if the unfortunate occurs.

It’s Cheaper to Pay Upfront

Few drivers aren’t worried about the cost of their car insurance, which is why many car owners are looking for a way to lower their bill. If you ignore your driving record and vehicle type, you can focus on lowering your premium simply by paying your entire premium upfront. Rather than paying monthly installments, your car insurance agency will allow you to pay the entire balance right away. When you take this into account, you can save big time on fees.

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Most car insurance companies charge a monthly fee to send a statement, another monthly fee to deduct your payment from your bank account, and they offer no discounts. If you pay upfront you not only avoid paying all those fees, you also get a small discount on the overall cost of your policy.

Car insurance is not inexpensive, but that doesn’t mean you must pay over the top for it. When you pay so much for car insurance, it’s only fair it provides coverage for all the things that matter most to you. Just remember your valuables are not protected under your insurance policy and keep them on your person when you’re not in your vehicle. Discuss your options with your insurance agent prior to settling for a policy that doesn’t work for you.

Car Insurance NZ Policies

Car Insurance NZ Policies

Having car insurance in NZ can mean the difference between paying hundreds instead of thousands in the event of an auto accident. While you may not want to think of the negative possibility of being involved in a vehicle accident, it’s important to prepare for the event by purchasing a car insurance NZ policy.

There are many options when it comes to getting car insurance in NZ. Some examples of companies include AA Insurance, Tower Insurance, State Insurance, and AMI. Choosing the right car insurance NZ company for you will depend on a few different factors. You need a company that will provide a policy that you need for a price that you can afford.

There are three types of Car Insurance by Youi that you may purchase as a resident. Let’s take a look at each one of these types below so that you can better decide what car insurance NZ policy is for you.

Third Party Fire and Theft

This type of insurance covers any third party vehicle that you damage in an auto accident. In addition, this coverage will pay to replace your car if it is stolen or catches fire. This is a great type of insurance to have that is less expensive than comprehensive and covers your financial health in the event you are at fault for an accident.

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Third Party

This is the cheapest car insurance NZ policy that you can purchase. This insurance simply covers any damage to a third party’s vehicle that you are found at fault for. This type of insurance is only recommended for those who are driving vehicles with little to no value. Remember that you will not have any coverage for your own vehicle under this type of car insurance NZ policy.

Specialized

This type of car insurance in NZ is specifically designed for those driving vehicles that are at least 25 years old. The insurance company agrees to provide the same level of coverage as under a comprehensive plan as long as you drive less than a maximum amount of miles each year.

Comprehensive

This insurance is the most expensive of the bunch. However, it provides you complete coverage in the event an accident. Under this policy, damages to your vehicle and the vehicle you were at fault of hitting are paid for by the insurance company. Theft and fire are typically covered under these policies as well. Realize that if you are currently financing a vehicle, it’s very likely you will be required to have comprehensive insurance until the vehicle is paid off in full.

No matter what car insurance NZ policy you decide is right for you, it’s important that you get coverage. Insurance can help to decrease the financial burden in the event that you are found at fault for an accident. If you don’t currently have coverage, don’t hesitate any longer. You should start to look for companies that offer the type of insurance that you want and then proceed to compare the quotes so you can get the best deal possible.